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Ask. Research. Invest.

Start building your wealth with a research desk that has nothing to sell you.

Join the private beta

  • The whole chain of analysis, from macro down to the technical signal.

    agents trained on the best investors

  • Dozens of analysts’ work, done in 30 minutes for a few euros.

  • Model portfolios that deliver: +4.97% vs +0.29% for the world ETF.

    best of 12 · 14 Jul → 25 Aug 2026 · see the breakdown

An information tool, not an adviser · Your money never passes through us

Institutional intelligence, for everyone.

A research panel working for you: four specialist agents each dig into their own field, argue both sides of every call, and the Detractor actively hunts for reasons not to go. You see where they disagree instead of averaging it away.

The journey

From one question to a portfolio you track.

You never learn an interface. You ask, and the answer comes back as something you can open, change and keep.

Chat

Ask in your own words.

The panel meets you where you are: your words, your level. Plain when you want plain, as deep as you like when you ask for it, and no jargon left unexplained.

Anything in the news I should care about this morning?
The Macro Economist
One thing that matters to you. Semiconductor equipment makers guided their forecasts up and the whole sector re-rated with them. Your portfolio holds one position in that chain.
What else is exposed to that, whether I own it or not?
The Fundamental Analyst
Screening the sector on the two things that move on this news: equipment intensity and multiple. Eight names qualify, ranked by how well they fit.
Market screenerApp preview

« Show me large-cap semis that are cheap and still moving up »

Filters · one state of many

Market cap > €10bnP/E ratio < 30Change > 0%

8 matches · 3 filters active

SymbolPriceChg %Match
AVGOBroadcom Inc€178.40+2.1%91
MUMicron Technology€118.70+4.6%88
TXNTexas Instruments€196.30+1.2%84
LRCXLam Research€89.40+2.6%79
AMDAdvanced Micro Devices€142.80+3.9%74
QCOMQualcomm Inc€164.20-0.8%61
ASMLASML Holding€712.90+1.9%58
NVDANVIDIA Corp€187.62+3.4%52
Preview of one filter state - in the app you add and tune filters in your own words
Research

Research, argue and build your thesis.

Every asset analysed through six lenses, every number traceable to its source, and the Detractor's counter-argument attached to the conclusion, never hidden behind a disclosure link. A pillar that cannot be sourced stays empty rather than invented.

Go deep on NVIDIA. Is it still worth holding here?
The Detractor
The valuation pillar disagrees with the theme pillar. The multiple is in the top quartile of its own range: you are not buying the business cheap, you are buying the roadmap arriving on schedule.
The Technical Analyst
Timing agrees with him. The stock holds its trend above the 200-day average, but there is no discount here: a retest of the 200-day is the entry worth waiting for.
So where does it rank against everything you cover?
The Fundamental Analyst
Fifth on conviction across the whole rated universe, and one of the strongest performers on the list. Four files above it carry the same thesis at a lower entry price. Lam is the closest comparison.
Conviction leaderboardApp preview

557 rated instruments, out of 600 followed · updated 2 hours ago

1AVGOCustom silicon backlog covers two years of revenue.+2.1%A91
2MUMemory pricing turned before the street modelled it.+4.6%A88
3TXNCheapest way to own the analog recovery.+1.2%A84
4LRCXSame equipment thesis as ASML, half the multiple.+2.6%B79
5NVDAThesis intact, entry price is the problem. You own it here.+3.4%B72
6ASMLPriced for a roadmap with no slippage in it.+1.9%B68
7KERThe grade goes down when the file deserves it: rated D.-1.2%D43
See the graded reports
Portfolios

Monitor the portfolio, adjust the plan.

Add what survives the argument, track its performance and see what it does to the whole book. Every projection shows the assumption driving it. The order, you place at your own broker.

Add ASML to the model portfolio, small position.
The Fundamental Analyst
Added at 10%, funded from cash rather than by trimming NVIDIA, so your semiconductor exposure goes up before it comes down. That is the trade-off you just made.
Portfolio overviewApp preview

Up 8.7% over the last 90 days, led by NVIDIA; Kering is dragging on returns.

Total value

€99,995

Today

+1.1%

Positions

7

Performance (last 90 days)

Top risk

22% in semiconductors (NVIDIA + ASML)

Top opportunity

The gold hedge is doing its job this quarter

Top 5 of 7 positions

AssetUnitsPriceValue
CW8Amundi MSCI World78€512.40€39,967
ESEBNP Easy S&P 500526€28.52€15,002
NVDANVIDIA67€178.35€11,949
ASMLASML Holding12€842.60€10,111
GLDPhysical gold (ETC)41€245.80€10,078
Demonstration: illustrative composition and prices, not a recommendation. Investing carries a risk of capital loss
Now what would actually improve this portfolio?
The Detractor
Not another position. You are 22% in one sector and still on track to retire at 62 only if 6.5% a year holds, and markets do not deliver flat. Run the Bear case before you relax.
Wealth planningApp preview

Age 34 today, planning through age 95 · retire at 62

Bear+4.0%

Funds run out at age 82

Projected net worth at retirement: €414,615

Base+6.5%

On track through age 95

Projected net worth at retirement: €1,068,764

Bull+9.0%

On track through age 95

Projected net worth at retirement: €2,301,251

Cash

€40,000

Invested

€120,000

Gross salary

€98,000

Assumptions

  • Savings rate: 22 % of gross salary
  • Lifestyle spend in retirement: €4,000/mo
  • Home purchase in 3 yrs (€420,000)
Demonstration: illustrative projection on simplified assumptions, not a personalised study. Investing carries a risk of capital loss

What to expect

A seamless experience, and the receipts to prove it.

Four things we hold ourselves to. The portfolio is measured and every decision can be audited. Every call is published, including the ones that went against us. The data is live, sourced and timestamped. And the whole journey runs in one place.

  • Reading the model portfolios…

About us

Built because the alternative is a sales pitch.

The Livret A, the French regulated savings account, pays 1.5% while inflation works, and a private bank will not open the door under €250,000 of entrusted assets, the price of one real research report: forty hours of analyst time. Below that line, the only advice channel left is a bank whose incentive is to sell its own products. We built the opposite: a panel with no book to push, that shows its reasoning and keeps a public record of when it was wrong.

Personalised advice needs a licence we do not yet hold. Until we do, the boundary stays visible on the button rather than blurred in the copy: information, not orders.

Start with one question you actually have.

We open by invitation, when the track record speaks. You will start with a free diagnostic of your savings, no jargon and nothing to sell you. Leave your address, you will be notified, nothing else.